Risk Management
Risk Transfer Is Always on the Agenda
Who Pays After an Accident? A New York court ruling reveals how contractual risk transfer can override fault.
The Coverage Threshold Question Every WRAP Adjuster Must Ask First
Learn the critical WRAP coverage question every adjuster should answer first. Discover how early coverage analysis can reduce disputes, control costs, and improve OCIP and CCIP claim outcomes
How to Use Your Workers' Compensation Lien Strategically in Global Settlement Negotiations
For many claims professionals and risk managers, the workers' compensation lien is viewed primarily as a reimbursement mechanism—a number that must be calculated and protected when a claimant pursues recovery against a third party. However, experienced claims handlers understand that a workers'...
Navigating WRAPs, Unions, and Complex Claims in Construction Workers' Compensation
Navigate complex construction WRAP claims with expert insights on unions, coverage decisions, and smart settlement strategy.
Proactive Risk Transfer Under New York Law: What Underwriters and Loss Control Professionals Need to Know
Learn how contractual risk transfer under New York law impacts underwriting and loss control. This blog covers indemnity provisions, additional insured coverage, Labor Law exposure, the NY AVOID Act, and proactive contract review to reduce claim severity and coverage gaps.
What Every Property Owner and Insurer Should Know About Premises and Municipal Liability
Understand premises and municipal liability risks, from sidewalk defects and slip-and-fall claims to control, notice defenses, and Article 16. Practical guidance for property owners, businesses, and insurers.
